GOVERNMENT REFORM

» Government Ethics and Lobbying Reform

» Money in Politics

» Open Government

» Stealth PACs

» Public Protections

Sign Up

To receive regular updates on our campaigns for government accountability. 

Recent Reports

June 25, 2014 - A Rising Tide
Jan. 14, 2014 - Part 2: Beware of a Naive Perspective
Jan. 7, 2014 - Part 1: Beware of a Naive Perspective
June 12, 2013 - The Perils of OIRA Regulatory Review
More - See More Government Reform Reports


Take Action

Support Us

More Resources on Creating a Consumer Financial Protection Agency

Strengthening Consumer Financial Protections

The Consumer Financial Protection Bureau (CFPB), created by the Dodd-Frank Wall Street Reform and Consumer Protection Act, was set up to protect consumers from unfair, deceptive and abusive financial products and practices such as those that led to the Great Recession. Empowered to crack down on lenders that deceive consumers, charge unfair fees and impose onerous terms of service, this newly created consumer protection agency has the potential to restore fairness to consumer finance and accountability to the financial sector. As an agency that is still in its infancy, many of the rules it will work to enforce still must be written and implemented. The financial sector and its allies in Congress have been incessant in their attempts to delay, defund and weaken the CFPB.

During the CFPB’s creation and throughout the process that led to the appointment of its first director, Public Citizen has been on the front lines. Public Citizen continues to combat the financial industry’s attempts to undermine this new consumer agency’s important work.

Copyright © 2014 Public Citizen. Some rights reserved. Non-commercial use of text and images in which Public Citizen holds the copyright is permitted, with attribution, under the terms and conditions of a Creative Commons License. This Web site is shared by Public Citizen Inc. and Public Citizen Foundation. Learn More about the distinction between these two components of Public Citizen.


Public Citizen, Inc. and Public Citizen Foundation

 

Together, two separate corporate entities called Public Citizen, Inc. and Public Citizen Foundation, Inc., form Public Citizen. Both entities are part of the same overall organization, and this Web site refers to the two organizations collectively as Public Citizen.

Although the work of the two components overlaps, some activities are done by one component and not the other. The primary distinction is with respect to lobbying activity. Public Citizen, Inc., an IRS § 501(c)(4) entity, lobbies Congress to advance Public Citizen’s mission of protecting public health and safety, advancing government transparency, and urging corporate accountability. Public Citizen Foundation, however, is an IRS § 501(c)(3) organization. Accordingly, its ability to engage in lobbying is limited by federal law, but it may receive donations that are tax-deductible by the contributor. Public Citizen Inc. does most of the lobbying activity discussed on the Public Citizen Web site. Public Citizen Foundation performs most of the litigation and education activities discussed on the Web site.

You may make a contribution to Public Citizen, Inc., Public Citizen Foundation, or both. Contributions to both organizations are used to support our public interest work. However, each Public Citizen component will use only the funds contributed directly to it to carry out the activities it conducts as part of Public Citizen’s mission. Only gifts to the Foundation are tax-deductible. Individuals who want to join Public Citizen should make a contribution to Public Citizen, Inc., which will not be tax deductible.

 

To become a member of Public Citizen, click here.
To become a member and make an additional tax-deductible donation to Public Citizen Foundation, click here.